Your Credit Information Report (CIR) plays a large part in
the loan application process. Hence, any discrepancy in your CIR may result in
reduced chances of a loan approval. Therefore, it is important that the
information on your CIR is accurate and updated.
The CIBIL CIR consists of Consumer / Borrower Information,
Account Information and Enquiries. If any information on your CIR is inaccurate
or needs to be updated, get it rectified or updated. You can raise a dispute online by clicking the link provided
at the bottom of the page. This process is known as Dispute Resolution.
A Dispute Request can be raised based on either a CIR
purchased by you directly from CIBIL or a CIR accessed by the Credit
Institution when you have applied for a loan with that Credit Institution. CIR can be purchased by paying nominal amount and by filling a Score Request Form. Form is available at the site mentioned below :
https://www.cibil.com/sites/default/files/pdf/consumer-request-form.pdf
Go through the types of dispute enlisted below to understand the various discrepancies that can be rectified.
https://www.cibil.com/sites/default/files/pdf/consumer-request-form.pdf
Go through the types of dispute enlisted below to understand the various discrepancies that can be rectified.
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